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Financial Aid: Getting Started

To be eligible for Federal financial aid, a student must:

  • Be enrolled as a regular student in an eligible program of study on at least a half-time basis (with the exception of Pell and FSEOG)
  • Have a high school diploma or the equivalent
  • Be a U.S. citizen or an eligible non-citizen. Verification of eligible non-citizen status may be required
  • Have financial need (except for some loan programs) as determined by a need analysis system approved by the Department of Education
  • Maintain satisfactory academic progress
  • Provide required documentation for the verification process and determination of dependency status
  • Have a valid Social Security Number
  • Not have borrowed in excess of the annual aggregate loan limits for the Title IV financial aid programs

How Are Financial Aid Eligibility Determined?

The Free Application for Federal Student Aid (FAFSA) is the standard form utilized to determine your financial aid eligibility.

Log on to  studentaid.gov/h/apply-for-aid/fafsa  and complete FAFSA application add our code: 037404. 

Federal Title IV Programs ATI College Participates In

Federal Pell Grant

Available to undergraduate students who qualify. These grant funds are awarded to students who demonstrate financial need and have not earned a bachelor’s degree or higher.  A Federal Pell Grant, unlike a loan, does not have to be repaid.  Student must complete the Free Application for Federal Student Aid (FAFSA) to determine the award amount. Amounts can change yearly. The maximum Federal Pell Grant award is $6,895 for the 2022–23 award year.

Federal Supplemental Educational Opportunity Grant (FSEOG)

Available to undergraduate students who qualify. These grant funds are awarded to students who demonstrate financial need and have not earned a bachelor’s degree. FSEOG, unlike a loan, does not have to be repaid.  Student must complete the Free Application for Federal Student Aid (FAFSA) to determine eligibility. Funds under this program are limited and administered by ATI College.  FSEOG funds, for an award year, will be awarded to students with the lowest expected family contributions (EFC) with priority given to Pell Grant recipients in that award year. The award amount could range from $100 to $200 per academic year at ATI College, based on the annual allocations

Veterans Administration Funding

ATI College is approved by the Department of Veterans Affairs for Montgomery GI Bill benefits.

William D. Ford Federal Direct Loan Program

Direct Subsidized Loan 

This loan is available on the basis of financial need.  Interest does not accrue while in-school or during deferment periods.  The U.S. Department of Education pays the interest on a Direct Subsidized Loan while enrolled in school at least half-time, during the grace period of 6 months after student ceases to attend at least half-time enrollment, and during periods of deferment.  Repayment begins six months after graduation or after the last date of attendance, whichever comes first.  Information on annual loan amounts, aggregate loan amounts and current interest rates can be found at https://studentaid.gov

 Direct Unsubsidized Loan 

This loan is not awarded on the basis of need.  Interest accrues from the time the loan is disbursed until it is paid in full. Information on annual loan amounts, aggregate loan amounts and current interest rates can be found at https://studentaid.gov

Direct Parent Loan for Undergraduate Students (PLUS)

This is a credit-based loan program that enables parents to borrow funds to pay for educational expenses if the student is a dependent undergraduate enrolled at least half time.  However, if the parent is denied, the student may qualify for an additional $4,000 in Direct Unsubsidized Loans for the academic year.  Interest rates are fixed and established annually by the U.S. Department of Education. Current interest rates can be found at https://studentaid.gov. Repayment begins immediately after the loan is fully disbursed.

Stafford Loan Limits